Housing Affordability Calculator
Housing Affordability Calculator
A live look at rent and ownership costs against gross compensation for a new hire considering relocation to where your company is (currently set for Bend, OR). Tune the three inputs and watch every number react.
Your inputs
Live calculationBuying
Median sale prices, 30-year fixed, principal & interest only.
% of Gross:● <28%● 28–36%● >36%
Condos
1–2 Bedroom Condo
$436,000
- Down payment
- $87,200
- Loan amount
- $348,800
- Monthly P&I
- $2,251
- Annual P&I
- $27,009
Monthly / gross
18.0%
Annual / gross
18.0%
Townhomes & Single-Family Homes
2-Bed Townhome
$550,000
- Down payment
- $110,000
- Loan amount
- $440,000
- Monthly P&I
- $2,839
- Annual P&I
- $34,071
Monthly / gross
22.7%
Annual / gross
22.7%
3-Bed Single-Family
$760,000
- Down payment
- $152,000
- Loan amount
- $608,000
- Monthly P&I
- $3,923
- Annual P&I
- $47,079
Monthly / gross
31.4%
Annual / gross
31.4%
4-Bed Single-Family
$950,000
- Down payment
- $190,000
- Loan amount
- $760,000
- Monthly P&I
- $4,904
- Annual P&I
- $58,849
Monthly / gross
39.2%
Annual / gross
39.2%
Monthly payment is P&I only — excludes property taxes, homeowner's insurance, HOA fees, and PMI. Total housing cost will be meaningfully higher.
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